Printable Checklists

Go to http://www.printablechecklists.com for FREE printable checklists for just about everything! There´s about 250 checklists available, and most of them have more than one version! So check it out today!

List Organizer

GO to http://www.listorganizer.com where you can get numerous grocery, household and other helpful lists to keep you organized.

Barter Whenever You Can

Do you have a product or a skill that someone else might need/want? Have you ever thought of bartering? This way, both parties get what they want/need without having to pay for it. It´s a win-win situation.

Article - 5 Ways to Beat Penny-Pinching Fatigue

Go to http://www.thefamilycorner.com/family/frugal/fatigue.shtml to read an article called ´5 ways to beat penny-pinching fatigue.´

Don´t Feel Deprived

A lot of times, we feel deprived when we are trying to cut back on expenses. In order to avoid feeling this way, be sure to treat yourself on a regular basis. Make a list of five things that you like to do that don´t cost any money. Tape this on your bathroom mirror and do one of these things every week (or every day if you can).

CRT

OK, so you´ve heard someone say that they need a CRT for a refund. What is a CRT, you might be wondering. A CRT is a Cash Register Tape (a.k.a. receipt). This is just a fancy term that is used in the industry.

Birthday Dates List

Here´s a form to start a birthday date list of family and friends. http://members.tripod.com/~grambk11/BirthdayDates.html

Psychology of Spending

Studies show that you will spend less if you pay by cash, because it hurts to see those $20 bills leaving your hand.

B1G1F

Buy one, get one free is abbreviated B1G1F in circulars, flyers and refund forms. Sometimes a similar abbreviation is used for similar meanings. For instance B2G1F means buy 2 get 1 free, and so on and so forth.

Refunding 101

Go to http://hometown.aol.com/testrada67/refunding101.html for some great tips on refunding.

Work-at-Home Schemes

For free information on work-at-home schemes, call 1-877-382-4357, or write to Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580. Some information you will receive include what types of fraudulent schemes are out there, questions to ask and where to complain.

Things To Do Today List

Go to this link to get a one-page list of things to do today. http://members.tripod.com/~grambk11/ThingsToDoToday.html

Qualifiers

Qualifiers are also known as UPC codes, but can also be many other things, which are required for refunds. Some companies require that you send in different things (qualifiers) than the UPC code. These can be box tops, packaging, special seals or symbols, etc. that the manufacturer wants you to send in as proof of purchase.

POP

POP is a Proof of Purchase, which is also known as a UPC. Each company calls it something different, even though they usually mean the same thing. Although, it sometimes means other things too. For instance, a while back, Pop Secret was doing this huge promotion for free boxes of their popcorn with POP. The POP wasn´t the UPC this time, instead it was called a Kernel Point, and it was located on one of the smaller flaps that you use to close the box. Usually manufacturers do this for their big promotions, and they don´t want people using the UPCs that they´ve been saving, but going out and buying the product new, with the POP on it.

List of Coupons from Sunday´s Paper

The best way to get ready for a shopping trip is to have your list, your coupons, and your sale items match. Everyone knows in advance what they need at the store, as well as what´s going to be on sale next week (from the sale flyers). The only thing that you don´t know is what coupons are going to be available for that same shopping trip. Well, now you can! Sign up for the weekly SundaySneakPeekers e-mail update to get that information delivered right to your e-mail box. Send an e-mail to SundaySneakPeekers@yahoogroups.com to sign up for this!

Yahoo! Groups

Go to http://groups.yahoo.com and find a great group to join. They have their own search engine that will locate groups in any topic that you enter in the search box. For instance, there are many groups on coupons and refunds and being thrifty. Give it a try.

Refunding Message Board

Go to http://pub227.ezboard.com/brefunding101 for a great refunding message board. Here is where people post information on refunding. It´s a great place to get some good advice on specific questions too!!!

BC points

BC points are Betty Crocker Points, also seen abbreviated as BC pts. These points are saved up to use on products in the Betty Crocker catalog. You can substitute BC points for some money, so you´re not paying as much for your order.

Telephone and Address Form

Make a telephone and address list with the help of this handy form. http://members.tripod.com/~grambk11/telephonelist.html

SMP

What is an SMP? It is a Specially Marked Package of a particular product. For instance, someone might tell you that there is a freebie on SMPs of Kellogg´s cereal boxes. Go to the store and you´ll see that the boxes are different - not all of them have the freebie, just the ones that have it noted on the box.

BT4E

BT4E are Boxtops for Education, which is a promotion that GM does to help raise money for schools. The BT4E are worth money or points and then turned in to GM to be redeemed for different school supplies/equipment. You can usually find a BT4E where ever you find Betty Crocker points.

Before You Start Ordering Freebies

Before you start odering freebies, you may want to set up another e-mail account just for this purpose. A lot of times, these companies are giving away freebies just to get your e-mail address. If you have AOL, you can set up a FREE screen name (e-mail address) to your account just for freebies. You can also use free e-mail services such as www.Yahoo.com to get another e-mail address.

Envie

Envie is a shorter version of envelope. Envie is used frequently in coupon and refund groups. An example would be, "I sent Amy an envie full of coupons last week."

DND

In couponing, DND means do not double. Some manufacturer´s don´t want their coupons doubled, so they may put DND on the top of the coupon.

UPC

A UPC is a Universal Product Code. The UPC is the bar code that is scanned into the register to ring up the product. UPCs are used in refunds to show proof of purchase.

Printable URL Address List

Go here to print out a one-page form to help you create your own URL address list. This is a good idea for all of your important URLs, because if you have a computer malfunction and lose information, at least you´ll have these URLs on paper so they´re not completely lost. http://members.tripod.com/~grambk11/urladdy.html

M5M

An M5M is a Marlboro 5-mile UPC. Marlboro (the cigarette company) has their UPCs marked as 5 miles. These miles are collected to get stuff for free (you need to pay shipping and handling). You can find their catalogs just about anywhere you would find their cigarettes, but most commonly in convenience/liquor stores. You can get free things from t-shirts, hats, and coats to telescopes and pool tables.

C/O

C/O doesn´t mean in care of when being referred to in couponing. C/O means either cents-offs or cash-offs. That means that the person means $.75 off XYZ or $2.00 off ABC versus B1G1F and the like.

TMF

What is a TMF offer? Well, TMF means Try Me Free. Usually these offers are available for new products, so that the manufacturer can attempt to get people to try a new product. Then, if you don´t like the product, you can fill out the form that´s provided, enclose the UPC code and/or the CRT, and mail it to the manufacturer for a refund (less any coupons or other discounts).

GM

GM stands for General Mills cereals. GM is used a lot in couponing and refunding.

DB points

DB points/DB pts. are Pillsbury Doughboy points. These points are redeemed in Pillsbury Doughboy catalogs for merchandise. There is normally a fee involved, as well as the DB pts.