Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Finances and other Thrifty topics.
Check out this article on budgeting tips. http://www.pioneerthinking.com/finance.html
My tip: debit cards are evil. Try using an envelope system for the majority of your every day expenses like groceries, entertainment, starbucks..