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It is very important that you know a lot about your health insurance plan, so that you don't end up paying for things that weren't covered. For instance, do you need referrals to see a specialist? If so, make sure you do, or you'll end up paying a lot to go see that specialist. If you're going out of area on travel, make sure you know what your health insurance covers for out of area expenses, just in case you need them.