November 7, 2008, Newsletter Issue #309: Never Be Late Again

Tip of the Week

A great way to help you avoid late fees is to be organized. Check out this link to see a great bill organizer. http://tinyurl.com/q6x

You can also use it for birthday and anniversary cards, so you donīt forget those either. This is a tiny investment in money and space to help you save money by avoiding late fees.

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