Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Finances and other Thrifty topics.

SHould I try to lower my interest rates?

Lower Interest Rates

Call your credit card company and ask them if they will lower your interest rate. If they tell you no, ask to speak to a manager. Tell them that you just received a notice that you were pre-approved for a different credit card with a much lower interest rate. mention that you like their card, but unless they can lower the interest rate, you will have no choice but to switch. This usually gets their attention because they would rather get less money out of your interest rates than no money at all from you.

Comments

Nobody has commented on this tip yet. Be the first.

Ask a Question

Not finding the advice and tips you need on this Thrifty Tip Site? Request a Tip Now!

Guru Spotlight

George Sayour

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!