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How can I avoid bankruptcy?

American Consumer Credit Counseling

"ACCC is a nationally recognized consumer credit non-profit organization, helping people regain financial control through debt consolidation and credit counseling."

They will help you save up to 50% on interest and monthly payments, payoff your credit card debt and avoid the 10 year bankruptcy penalty on your credit rating. They will also negotiate with your credit card companies to: lower/eliminate late payment penalties, lower/eliminate future interest and protect your credit rating.

http://tinyurl.com/6z0p

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